What Is Debt-To-Income Ratio (DTI): What Investors Need to Know
Bay Property Management Group
MARCH 2, 2025
Like an invisible gatekeeper, your Debt-to-Income Ratio (DTI) determines whether lenders see you as a safe betor a risky gamble. Its not about how much money you make; its about how much of it is already spoken for. But what is debt-to-income ratio, and why does it matter to real estate investors? The lower your DTI, the better your chances of unlocking great loan terms, lower interest rates, and bigger investment opportunities.
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