Remove Government Remove Insurance Remove Physical Property
article thumbnail

5 HOA Terms Every Board Member Needs to Know

Mem Property Management

Governing Documents The declaration, bylaws, operating rules, articles of incorporation or other documents which govern the operation of the association. The governing documents , sometimes referred to as the CC&R’s (Conditions, Covenants, and Restrictions) is where the HOA and the board get their authority.

article thumbnail

“Wildfires, Insurance & Mortgages: Will Your Home Survive the Financial Aftermath?”

Esquire Property Management Group

The recent California wildfires have wreaked havoc on the insurance industry, significantly affecting the mortgage industry and highlighting the importance of Wildfire Insurance Mortgage. Unpacking the Hidden Insurance Rules in Your Fannie Mae/Freddie Mac Mortgage, Note and Deed of Trust! “Is Your Home Truly Protected?

Insurance 104