What Is Debt-To-Income Ratio (DTI): What Investors Need to Know
Bay Property Management Group
MARCH 2, 2025
That said, if you seek out government-backed loans, like FHA, they often will take borrowers with this range. Government-backed loans may allow DTIs up to 43%, but anything above 50% is considered risky and can limit loan approval chances. This range shows that your financial health is strong. What Counts as Debt (and What Doesnt)?
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