What Is Debt-To-Income Ratio (DTI): What Investors Need to Know
Bay Property Management Group
MARCH 2, 2025
Lets look at them both: Front-End DTI (Housing DTI) The front-end DTI focuses only on housing expensesthings like your mortgage payment, property taxes, homeowners’ insurance, and HOA fees, if applicable. Meanwhile, g roceries, utilities, insurance, phone bills, and entertainment expenses don’t typically count as debt.
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